Closing Cost Services

Closing Cost Pros is a group of mortgage and title consultants who will review the loan documents you will sign at your purchase or refinance settlement to make sure you pay low closing costs.  We will explain to you in layman’s terms what the documents and all those crazy numbers mean to your pocket!  We will make sure you are informed about the purchase or refinance transaction while you still have a chance to negotiate!  We will not represent you as your realtor, mortgage broker or title company; we will only represent you as your advocate to ensure the realtor, mortgage broker and title company with whom you are working handles your mortgage process fairly, honestly and ethically.  Essentially, we are your “Mortgage Guardian Angels,” working diligently as your personal advocates throughout the entire loan process, guaranteeing that you understand the documents you sign and making sure your settlement service providers know that your new teammates will be reviewing everything they have you sign. 

You will be amazed as to how much more consistent and diligent your realtor, mortgage broker and title company will work at making sure you are happy with your mortgage terms and fees once they discover you have teamed up with Closing Cost Pros!  Alternatively, if you so prefer, we certainly can remain completely silent behind the scenes if you wish, advising you throughout the process without the knowledge of your settlement service providers.  Our level of involvement is entirely up to you; what remains consistent regardless of whether we remain behind the scenes is our constant commitment to protect and advise you regarding the mortgage process and its related costs.

We will answer all of your questions concerning your mortgage and all related costs and fees via email, phone and even meet with you in person if you prefer.  We will review all loan documents you send us and take the time to explain them to you in a manner you will understand.  We will review the Good Faith Estimate your mortgage broker sends you and explain to you each item contained therein.  We will also review all of the pertinent closing documents at the time of your purchase or refinance closing and point out to you whether any discrepancies exist between your Good Faith Estimate and closing documents.  We will look for any unusual or unreasonable documents, provisions or fees contained within your closing documents and point out such items to you in a timely manner so that you can raise those concerns with your mortgage broker at the time of your settlement while changes can still be made.  In certain circumstances, we will even speak with your settlement service providers on your behalf to ensure that your concerns are handled appropriately and that any necessary revisions to your loan terms or closing costs are implemented correctly and expeditiously.